Auto insurance: is it better to buy online or with an agent?
You are ready to buy an auto insurance and you want to get the best price, but you do not know who to turn to: an agent will give you personalized attention, but an online search engine is quick and practical … Do not worry. We select the advantages and disadvantages of each one so that you decide which option you like the most.
Why choose the insurance agent?
An agent works directly with the companies or insurers . As an advisor, you are well informed about the products, policies and discounts of the company (s) with whom you work.
Normally, the process to quote the insurance takes more time because you need to collect your information and investigate prices from different companies. Although it is not the fastest option, it is the most convenient to understand your needs.
The agent will find the right product for you and will help you, on certain occasions, to get discounts. It will also answer all your questions and doubts about the coverage you want to buy.
In general, the agent’s quote is cheaper than the online purchase because the consultant takes his time to find the best offer. Either way, many agents have installed a car insurance search engine on their website , so you can get quotes online if you wish.
Why choose an online search engine?
There are also many advantages using a car insurance search engine. Probably, the biggest benefit is that you save several steps during the process . For example, if you arrived directly at the insurer’s website , you do not need to visit their offices to obtain a quote.
In addition, online quotes are very useful since you can do it from the comfort of your home and at the time you want. Technology has taken us to the point where we can explore prices and plans from the internet, without any complications.
Of course, when you search or buy insurance online, you will not have an expert explaining how to look for additional benefits or if there are insurers with a similar product at a lower price. To find out, you will need to get online quotes from different web pages, which could take you more time.
So, what is better?
Regarding buying car insurance, we believe you should choose the option that makes you feel more comfortable. If you prefer one-on-one interaction and personal attention, we recommend contacting an agent, but if you are looking for a quick quote, do not hesitate to try the options that exist on the internet. Just remember: to find the best offer, we suggest getting between 3 and 5 quotes from different insurers.
we want to guarantee that our users make informed decisions about auto insurance, discovering the alternatives that are available in the market. If you need a quote, we are ready to help you.